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100% Cashless Ready in Ghana

MTN MoMo, Telecel Cash, Hubtel & Paystack

Accept payments from millions of Ghanaian shoppers with direct Mobile Money prompts, GhQR codes, Hubtel POS terminals, and debit card processing.

Unified Retail Payments for the Ghanaian Market

Over 80% of retail transactions across Accra, Kumasi, Takoradi, and Tamale are powered by Mobile Money and instant bank settlements. Zuriey POS eliminates manual cashier errors, fake SMS payment scams, and slow reconciliations by connecting your sales counters directly to certified Ghanaian payment aggregators.

MTN Mobile Money
Reference Tracking

Record MTN MoMo payments at checkout with transaction reference tracking. Cashiers enter the customer's MoMo confirmation for quick reconciliation.

Telecel Cash & AT Money
Full Interoperability

Support for Telecel (Vodafone) Cash and AirtelTigo Money wallets with reference tracking and shift reconciliation.

Hubtel POS Terminal
Countertop Integration

Compatible with Hubtel smart Android terminals for chip, PIN, and contactless tap payments at the counter.

Paystack Ghana
Visa, Mastercard, GhQR

Accept international credit cards and local Ghanaian bank debit cards with automated merchant settlement into your bank account.

Anti-Fraud & Automated Cashier Reconciliation

  • Protection Against Fake MoMo SMS Messages: Cashiers record the MoMo transaction reference at checkout, which is matched against shift-close wallet balances to detect discrepancies.
  • Multi-Split Payment Per Order: Customers can pay part in Cash and part in MTN MoMo or Card. Zuriey POS balances both tenders with exact ledger entries.
  • End-of-Day Shift Closeout: Compare physical cash drawer contents against digital wallet balances in one tap, with cashier discrepancy reports.

Direct Bank Settlements

Card payment flows handled via Paystack and Flutterwave are routed through payment processors licensed in Ghana. Funds collected throughout your sales day settle directly into your linked Ghanaian bank account (GCB, Ecobank, Stanbic, CalBank, Fidelity, etc.) or corporate MoMo wallet on T+1 schedules.

Card Data Security: Zuriey POS never stores customer PINs, CVVs, or cardholder numbers — card data is handled by PCI-DSS-compliant processors (Paystack, Flutterwave).

Supported Gateways

MTN MoMo Supported
Telecel Cash Supported
Hubtel Terminal Compatible
Paystack Ghana Supported
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API Key Integration Help

Already have a Hubtel merchant ID or Paystack secret key? We connect it in under 5 minutes.

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